I have seen questions on StackOverflow that sometimes scare me and usually involve money. Every once in a while someone comes along and ask question about how can I implement this bank system, or I have a project for [insert critical task here] and I need to know where to start. I know there is not much we can do about this situation and a lot of these post get closed anyway, but what if that person is really working at a local bank in your area? Obviously we should strongly discourage them from continuing on with the project but maybe have some point of reference to point them to to help discourage them from taking on the project until they grasp the skill set required? I think I would be able to rest easier knowing that someone who asked such a question decided not to take the project because they get valid answer with references before the post is closed. I would like to point out not all questions are bad because some of the posters actually have basic security knowledge and are doing research plus everyone has to start somewhere.
This would worry me
This is not bad