If you get tons of down votes for an answer, should you be allowed to delete it and reclaim your points?
I thought the answer could be removed, but you still lose the points. Is that incorrect?
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Doing this will reward you with a
[Peer Pressure] badge if the votes total -3 or less, but you will not get your reputation back. There has to be something you put on the line when you want to post answers of questionable merit.
As for the recalculation, I don't believe you get your reputation back for downvotes on deleted posts.
Remember, you can always make your answer "Community Wiki" and you will not gain or lose any reputation even if you are downvoted into oblivion.
Reputation is recalculated from time to time, so you still show the rep loss until that happens.
After that you get it back