Its worth remembering that the way the stackexchange sites work is fundamentally different from how the average forum works, because they're not forums.
They tend to have specific scopes - and the tour(And seriously - spend the 3-5 minutes on this on sites you want to interact on) and help pages cover that.
I was wondering what could have I done wrong?
You asked an off topic question (and the least you could have done is linked the specific question). In the case of this question, I suppose we can consider it "This question does not show any research effort" (You can see tooltips by hovering over the voting buttons).
Have people lost values?
No, things are working as designed. I wouldn't even blame Tim Post's keys for that. People downvoted it for valid reasons.
Nobody seem to provide any suggestions of rights and wrongs to the least of which I would have really appreciated.
You asked an explicitly off topic question. People do this far too much, often to get around a ban on SO. I suppose patience for this has waned.
It is cowardice.
There's no obligation to explain a downvote in these parts. There's an implicit obligation to try to get things on the right site.