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If I have reached the 200 per day reputation point, and have not had 50, or whatever, reps added - are any downvotes then deducted from my stated reputation or do they deduct from my 'unpaid' credits ?
In the following order of events:
The result will be rep of 198 for the day.
If any additional upvotes would happen after that, the rep gained would be 2, to reach the rep cap.
Downvotes first deduct reputation from the 200 you have.
Later upvotes on the same day will refund that lost reputation.
Reputation gained from bounties or accepted answers will not be affected.