Personally, I'm having a hard time conceiving of a dispute that we could actually have that we couldn't resolve between us. Or for that matter a dispute that we could have. It's my understanding that all my answers and questions are licensed under the Creative Commons license.  As such I consider them community property. As an unpaid volunteer, it's always an option to simply walk away and no longer participate. It's entirely feasible that you have employees who contribute here as well however. All this begs the question, Who is this designed to protect from whom? Granted I live in the USA (admittedly a highly litigious society). Personally, I've never been sued, perhaps due to the fact that I try to treat people with dignity and respect and don't do things that I would consider underhanded if they were done to me. For instance I never have (and never will) sell my customers data. I have nothing against arbitration, as the arbitrators I know are all principled individuals who weigh their cases on the merits and tend to side where logic would dictate rather than having a bias towards either side. So I guess I won't be opting out. Continue to treat me with the respect that you would like to receive and we won't have any problems.