Simple request, really.

Can we add a detection for the

> Please avoid extended discussions in
> comments. Would you like to
> automatically move this discussion to
> chat?

prompt, so that if one of the users in the "extended discussion" has under 20 rep it doesn't appear?  I think a lot of the users this apply to will have low rep and it may take some back and forth to get good info out of  them.

It also seems misleading since, if I click the link, the user will be invited to chat and then told  they aren't allowed to participate.